Service Models & Fees
Ongoing Financial Planning + Investment Management
This flagship offering is our most comprehensive service model incorporating both Ongoing Financial Planning and Investment Management. What makes this offer unique is we combine these two valuable services for a simple, transparent, flat annual fee. The annual fee is based on the assets we manage as shown in the table below:
| Assets Managed | Annual Fee |
|---|---|
| $0 - $1,000,000 | $8,000 |
| $1,000,001 - $2,000,000 | $10,000 |
| $2,000,001 - $3,000,000 | $12,000 |
| $3,000,001 - $4,000,000 | $15,000 |
| $4,000,001 - $7,000,000 | $18,000 |
| $7,000,001 - $10,000,000 | $21,000 |
| $10,000,001+ | Negotiable |
Ongoing Financial Planning
This flagship offering is our most comprehensive service model incorporating both Ongoing Financial Planning and Investment Management. What makes this offer unique is we combine these two valuable services for a simple, transparent, flat annual fee. The annual fee is based on the assets we manage as shown in the table below:
| Service Component | Fee Amount | Timing |
|---|---|---|
| Onboarding Fee | Starts at $2,000 | Due Upon Signing |
| Monthly Fee | Starts at $400/month | Beginning The 1st Day of The Second Month |
One-Time Financial Plan
The fee for a One-Time Financial Plan starts at $4,000. It is payable in two equal installments: the first upon signing the financial planning agreement, and the second is due the earlier of the date of the plan presentation or 90 days after signing the financial planning agreement. The process usually takes 2-3 months, and the fee includes a 30-day implementation period during which you will have unlimited access to your CFP® as you execute the plan. The 30-day implementation period begin on the day the plan is presented.
| One-Time Financial Plan | Details |
|---|---|
| Total Fee | Starts at $4,000 |
| Payment Structure | Two Equal Installments: 1. Due Upon Signing 2. Due At Plan Presentation (or 90 days After Signing) |
| Timeline | Typically 2–3 Months |
| Implementation Support | 30 Days of Unlimited Access To Your CFP® |
Investment Management
The fees for Investment Management are calculated using the predefined levels of assets managed as shown in the chart below and applying the blended fee to the account value as of the last day of the previous quarter. For this offering, a minimum of $500,000 is required.
| Account Value | Annual Advisory Fee |
|---|---|
| $0 - $1,000,000 | 1.00% |
| $1,000,001 - $3,000,000 | 0.70% |
| $3,000,001 - $5,000,000 | 0.50% |
| $5,000,001+ | 0.25% |
If you are interested in Investment Management, we would strongly encourage you to consider the Ongoing Financial Planning + Investment Management service offering. We are ardent believers in the importance of having a financial plan prior to implementing any investment strategy. And, by making our fees for that service lower than the fees for Investment Management only, we put our money where our mouth is.